Real Cost Of Speeding Tickets Can Tack On Hundreds To Insurance

Jul 6, 2021, 1:59 PM

SALT LAKE CITY — Speeding tickets in Utah can cost you anywhere from $120 to well over $400 — not to mention the cost of endangering lives on the roads.

But the monthly cost can really go up once you factor in your insurance.

“The insurance companies need to know how risky you are,” said Nicole Beck with The Zebra, a site that breaks down insurance costs and how to shop around. “The investment they’re protecting, your vehicle, how likely that they’re going to have to pay out a claim. So those things are separate and of course legal fees if you go to jail, all of that, it can really add up.”

Beck said the initial cost of the ticket isn’t even close to the amount you could have to fork over every month for three years, depending on the type of ticket you get.

You might think a DUI is the most expensive ticket that can hit your insurance in Utah, but it’s actually leaving the scene of a crash — so basically any hit-and-run crashes.

Racing and reckless driving also get you the same penalty, which could raise your rates by $778 a year.

At-fault crashes tack on an extra $600.

Then you get to alcohol and drug-related impaired driving penalties in the $500 range.

And then speeding 21-25 mph over the posted limit will raise your rates by almost 30%.

Even car seat and seatbelt violations can add on over $100 to your policy.

The bottom line, drive safely because it protects you, your family and everyone else on the roads. But know that if you don’t, you’ll be paying for it for a long time.

KSL 5 TV Live

Top Stories

Local News

Andrew Adams

Public educators say $42M for voucher program could have been better spent elsewhere

A bill that establishes a student voucher or “scholarship” program while giving public school teachers a raise cleared its final legislative hurdle Thursday as educators continued to raise concerns over the measure.
14 hours ago
FILE: The Utah State Legislature...
Eliza Pace, KSL TV, & Aimee Cobabe, KSLNewsradio

Utah Senate approves changes to transgender care bill, passes on to Gov. Cox

A bill on transgender healthcare - banning transgender-related surgeries and puberty blockers for minors passed in the Utah House Thursday after last-minute changes.
14 hours ago
A photo of the U.S. Magnesium refinery in Tooele County on Jan. 27, 2017. The plumes from the plant...
Carter Williams, KSL.com and Adam Small, KSL NewsRadio

What’s behind northern Utah’s ‘brown clouds’? New study pinpoints a major source

A magnesium plant located near the Great Salt Lake is a major producer of chemical elements behind the "dense winter brown clouds" that sometimes hang over Salt Lake City and other parts of Utah's northern half in the winter, a new federal study determines.
14 hours ago
(Consumer Financial Protection Bureau)...
Tamara Vaifanua

Tips to start building an emergency fund

Could you cover the cost of an unexpected emergency today? If not -- you're not alone. More than half of Americans say they'd have to go into debt to pay for an unplanned bill of $1,000 or more.
14 hours ago
(Stuart Johnson/KSL TV)...
Josh Ellis

Two injured after explosion in Lehi house

Firefighters are investigating after an explosion at a home in Lehi left two people with minor injuries.
14 hours ago
Americans are using their credit cards more often as the economy opens....
Matt Gephardt

Gephardt Busts Inflation: The key to saving money on your credit card bills

More Utahns are carrying debt, but the thing is – many of those folks have no idea how much interest they are paying on their debt.
2 days ago

Sponsored Articles

Fiber Optical cables connected to an optic ports and Network cables connected to ethernet ports...
Brian Huston, CE and Anthony Perkins, BICSI

Why Every Business Needs a Structured Cabling System

A structured cabling system benefits businesses by giving you faster processing speeds and making your network more efficient and reliable.
notebook with password notes highlighted...
PC Laptops

How to Create Strong Passwords You Can Actually Remember

Learn how you can create strong passwords that are actually easy to remember! In a short time you can create new ones in seconds.
house with for rent sign posted...
Chase Harrington, president and COO of Entrata

Top 5 Reasons You May Want to Consider Apartment Life Over Owning a Home

There are many benefits of renting that can be overshadowed by the allure of buying a home. Here are five reasons why renting might be right for you.
Festive kitchen in Christmas decorations. Christmas dining room....
Lighting Design

6 Holiday Decor Trends to Try in 2022

We've rounded out the top 6 holiday decor trends for 2022 so you can be ahead of the game before you start shopping. 
Happy diverse college or university students are having fun on their graduation day...
BYU MBA at the Marriott School of Business

How to Choose What MBA Program is Right for You: Take this Quiz Before You Apply!

Wondering what MBA program is right for you? Take this quiz before you apply to see if it will help you meet your goals.
Diverse Group of Energetic Professionals Team Meeting in Modern Office: Brainstorming IT Programmer...
Les Olson

Don’t Let a Ransomware Attack Get You Down | Protect Your Workplace Today with Cyber Insurance

Business owners and operators should be on guard to protect their workplace. Cyber insurance can protect you from online attacks.
Real Cost Of Speeding Tickets Can Tack On Hundreds To Insurance