MATT GEPHARDT

When you find a check that expired years ago, can you get it cashed?

Sep 6, 2022, 6:45 PM | Updated: 6:48 pm

BRIGHAM CITY, Utah — Ever find an uncashed check stuffed in a birthday card sent to you years ago from a relative? A Utah woman recently found a refund check worth hundreds of dollars from her old phone company. Problem is, it expired 16 years ago.

Checks are very old-school, and if it has been a year or two or ten since you have written one, you might recall they go stale. Banks will not touch them after that. Is there any chance of cashing one 16 years after it expired?

You might say Shannon Amundsen is in the business of memories as she puts together scrapbook do-dads out of her home. Among all the boxes of materials, she discovered one piece of paper that she had long since forgotten.

“I first thought I was going to pass out because I’m like, what in the world?” she said. “What is this for?”

It was a check from Qwest Communications dated way back to 2006 — a check she never cashed when Amundsen canceled her old landline. She called Qwest’s successor, CenturyLink, about getting a new check.

“We will get back to you in just a few days,” was the response Amundsen received.

Days turned into weeks, and then more than a month, and she said she was not getting anywhere on her own.

“Unbelievable amounts of time on the phone,” she said.

She decided it was time to call the KSL Investigators.

Asking a company to honor an expired check can be a tall order. Right on the check itself, there’s a warning printed: “Void after 30 days.” At 5,972 days since the check was cut, we are just a tad over.

Our investigation found that by law, a phone company must keep call records for 18 months. There is no rule on how long they must keep business records. Verifying that Amundsen never cashed the check may be impossible.

It never hurts to ask, so we reached out to CenturyLink through the corporate communications department at Lumen Technologies, its owner. And just like that — some good news for Amundsen.

“Despite the fact that our policy, and the check itself, says a check is void after 30 days we wanted to make our former customer’s day a little better with a fresh check,” the spokesperson wrote to us in an email.

Amundsen now has a new check on its way, and this time, it will get cashed within that 30-day window.

Gephardt: Utah Changes Outreach To Reunite Utahns With Lost Money, Property

Now, typically when a company somehow cannot get money it owes into the right hands, they send it to Utah’s Unclaimed Property Division for safekeeping. Amundsen looked there first, but it never made it because CenturyLink did not get the check back in the mail: it was boxed up. It is always a good idea to check unclaimed property for yourself: you may have a 16-year-old check waiting for you.

Matt Gephardt

Credit cards...

Matt Gephardt

Household debt reaches record high but inflation is masking debt progress

Personal finance experts say American debt has never been higher, but considering the circumstances, it could be much worse.

14 hours ago

James Oborn shows KSL’s Matt Gephardt one side of a signpost saying there is no street parking at...

Matt Gephardt & Sloan Schrage

Get Gephardt helps Utahn who says confusing signs led to towing woes

If you park in violation of a community’s rules, you’d expect to be towed. But what does Utah law say about parking enforcement signs that are confusing?

2 days ago

A Utah man purchased Aerosmith tickets back when the show was scheduled in 2023, but the show got p...

Matt Gephardt

Utahns fighting for refunds on postponed Aerosmith concert

A Utah man purchased Aerosmith tickets back when the show was scheduled in 2023, but the show got pushed to a day that no longer works for him. He decided to Get Gephardt when his quest for a refund hit a dead end.

10 days ago

The KSL Investigators purchased four supermarket containers of strawberries, spinach and grapes to ...

Matt Gephardt & Sloan Schrage

Food for thought: Do storage containers keep your fruits and veggies fresh longer?

Many manufacturers claim their food storage containers will keep fruits and vegetables fresh longer. The KSL Investigators tested just how well those bins live up to their hype.

14 days ago

The USDA estimates we toss out 30-40% of our food purchases, even though much of it is perfectly sa...

Matt Gephardt and Sloan Schrage, KSL TV

Food for thought: How understanding date labels can prevent food waste

The USDA estimates we toss out 30-40% of our food purchases, even though much of it is perfectly safe to eat. Decoding date labels could help you bust inflation.

15 days ago

KSL’s Matt Gephardt price shopped several items at traditional grocery stores and specialty food ...

Matt Gephardt

Gephardt Busts Inflation: Will shopping specialty food markets save you money?

To save money on your groceries, a specialty food market might not come to mind. But KSL Consumer Investigator Matt Gephardt found branching out to specialty food markets might help you bust some grocery inflation.

16 days ago

Sponsored Articles

Electrician repairing ceiling fan with lamps indoors...

Lighting Design

Stay cool this summer with ceiling fans

When used correctly, ceiling fans help circulate cool and warm air. They can also help you save on utilities.

Side view at diverse group of children sitting in row at school classroom and using laptops...

PC Laptops

5 Internet Safety Tips for Kids

Read these tips about internet safety for kids so that your children can use this tool for learning and discovery in positive ways.

Women hold card for scanning key card to access Photocopier Security system concept...

Les Olson

Why Printer Security Should Be Top of Mind for Your Business

Connected printers have vulnerable endpoints that are an easy target for cyber thieves. Protect your business with these tips.

Modern chandelier hanging from a white slanted ceiling with windows in the backgruond...

Lighting Design

Light Up Your Home With These Top Lighting Trends for 2024

Check out the latest lighting design trends for 2024 and tips on how you can incorporate them into your home.

Technician woman fixing hardware of desktop computer. Close up....

PC Laptops

Tips for Hassle-Free Computer Repairs

Experiencing a glitch in your computer can be frustrating, but with these tips you can have your computer repaired without the stress.

Close up of finger on keyboard button with number 11 logo...

PC Laptops

7 Reasons Why You Should Upgrade Your Laptop to Windows 11

Explore the benefits of upgrading to Windows 11 for a smoother, more secure, and feature-packed computing experience.

When you find a check that expired years ago, can you get it cashed?